Bills Payment in the Philippines

Bills payment can be really stressful especially when you are in a hurry and you have to fall in a long agonizing line just to make a payment. Good thing there are other convenient ways to make our lives easier, thanks to technology.

Globe G-Cash

What Is G-Cash?


GCASH is an internationally-acclaimed micro payment service which transforms a mobile phone into a virtual wallet for secure, fast, and convenient money transfers at the speed and cost of a text message. Since GCASH launch, GXI has established a wide network of local and international partners that includes government agencies, utility companies, cooperatives, insurance companies, remittance companies, universities, and commercial establishments which have agreed to accept GCASH as a means of payment for products and services. GCASH users may access GCASH via their mobile phone or via the internet.

Globe G-Cash

What Is G-Cash?


GCASH is an internationally-acclaimed micro payment service which transforms a mobile phone into a virtual wallet for secure, fast, and convenient money transfers at the speed and cost of a text message. Since GCASH launch, GXI has established a wide network of local and international partners that includes government agencies, utility companies, cooperatives, insurance companies, remittance companies, universities, and commercial establishments which have agreed to accept GCASH as a means of payment for products and services. GCASH users may access GCASH via their mobile phone or via the internet.

GCASH Mobile is the faster, more affordable, and secure way to send & receive money, buy load, pay bills, and do a lot of money related transactions, anytime, anywhere using your Globe or TM mobile phone

GCASH Mobile turns your Globe or TM mobile into an electronic wallet. With GCASH Mobile, subscribers can easily and conveniently:

• • Send and receive money through your Globe/TM mobile phone


• • Buy prepaid load for self or for others


• • Pay Bills

• • Donate to Charitable Institutions


• • Pay Tuition Fees


• • Buy E-Games Pins

Special Features:

• Micro-Payments allows payments for purchases from the growing list of merchant partners, including essentials such as government taxes, medicines, boat fares, food, mobile prepaid credits (load), and schools and office supplies

• Micro-Credit Payments allows disbursement of loan principals and payment of loan interest and amortization payments to lower income consumers with limited access to banks

All these you can do anytime, anywhere at your convenience just by texting!

Ways to use Gcash:

To register for GCASH, type

REG <4-digit PIN/mother’s maiden name/first name/last name/address> to 2882

Make sure that your First Name and Last Name match the information that appears in any valid ID of yours. This is important for future GCASH transactions.

To check your balance, type

BAL <4-digit PIN> and send to 2882

To check last transaction, type

TXN <4-digit PIN> and send to 2882

To change 4-digit PIN, type

CHG <old 4-digit PIN> <new 4-digit PIN> and send to 2882

To suspend account, type

SUS <4-digit PIN> and send to 2882

To re-activate account, type

ACT <4-digit PIN> and send to 2882

Send GCASH to Phone

Person-to-person money transfer or P2P allows you to send GCASH to any Globe or TM subscriber at the speed of a text message, anytime, anywhere.

To send GCASH, go to the Globe Postpaid or Globe Prepaid Menu in your mobile phone> select GCASH> select Send GCASH.
Or you can text: AMOUNT<space>4-digit PIN and send to 2882+10 digit mobile phone number of the recipient.

Buy Prepaid Load

To buy load, go to the Globe Postpaid or Globe Prepaid Menu in your mobile phone> select GCASH> select Buy Load.

Or you can text, LOAD<space>AMOUNT<space>4-digit PIN and send to 2882 to buy load for self

To buy load for others, text:

LOAD<space>AMOUNT<space>4-digit PIN and send to 2882+10-digit mobile number of the recipient

Example: LOAD 50 1234 and send to 28829172434545

Available denominations: any amount from P10 - P150, P300, P500 and P1000. Visit a Globe Business Center or GCASH outlet near you to convert your cash into GCASH.

*Promo period extended until March 31, 2010. Per DTI NCR Permit No.4266, Series of 2009.

Pay Bills

With GCASH, you don't need to fall in line to pay your bills! You can pay for your Globe Postpaid Plan, utilities or even insurance plans, anytime, anywhere, at the speed of a text, with GCASH.

To pay your bills, go to the Globe Postpaid or Globe Prepaid Menu in your mobile phone> select GCASH> select Pay bill.

Or you can text: BILLPAY<space>AMOUNT<space>4-digit PIN<space>INSTITUTION CODE<space>ACCOUNT/CONTRACT/PHONE REFERENCE NUMBER and send to 2882.



Buy E-GAMES Pins

GCASH and E-Games have partnered to bring convenience to all hardcore gamers! With GCASH in your cellphone, you can buy your E-Games PIN without even leaving your seat so you can enjoy non-stop gaming!

To buy your E-Games, go to the Globe Postpaid or Globe Prepaid Menu in your mobile phone> select GCASH> select Buy Egames.

Or you can text: BUY<space>EGAMES<space>AMOUNT and send to 9999

Pay Tuition Fees

You can pay for the tuition fees of GCASH partner schools, anytime, anywhere, at just the speed of a text!

o pay for tuition fees, just text AMOUNT<space>4-digit PIN<space>STUDENT NAME<space>STUDENT ID NUMBER and send to 2882 + 10-digit mobile number of the school.

You can use GCASH to pay for the tuition fees of the following schools:



Donate

Send donations to your favorite charity, anytime, anywhere, through GCASH.

To donate, go to the Globe Postpaid or Globe Prepaid Menu in your mobile phone> select GCASH> select Donate.

Or you can text: DONATE<space>AMOUNT<space>4-digit PIN<space>INSTITUTION CODE and send to 2882.

Make a difference in someone's life! You can use GCASH to donate to the following institutions:



Buy Virtual Credits
Frequently Asked Questions
1. What is the new GCASH-Paymo service?
GCASH-Paymo service allows Facebook gamers in the Philippines to purchase virtual credits for the favorite Zynga, PlayFish and Enigma games using GCASH wallet.
2. How can I buy Virtual Credits using GCASH?
You need to follow these simple steps to purchase virtual credits:
Step 1: Click the Add Coins/Credits or Tokens button 
Step 2: Click PAYMOM  or BUY WITH MOBILE button 
Step 3: Select Network: Choose Globe GCASH and enter your 4-digit GCASH PIN.
3. Where can I find GCASH-Paymo payments?
You can use GCASH-Paymo to pay for virtual and digital goods in hundreds of games and applications on the Web.4. What is the currency to be used to buy for virtual credit?
The currency to be used is Philippine Peso.
5. Are there service charges for every transaction?
No. There are no service charges when you purchase virtual credit using GCASH-Paymo. Only the full amount of the virtual credit will be charge to your GCASH wallet.
6. How am I charged?
Your GCASH-Paymo purchases will be charged against your GCASH wallet. There are no transactions fees.
7. Can I buy virtual credits if I am not registered to GCASH?
No. Your Globe or TM mobile number should be registered to GCASH so you can transact. Also make sure you have enough GCASH in your wallet when initiating a transaction.
8. How do I register to GCASH?
Find the GCASH Menu from the Globe Services Menu on your phone then select GCASH option then select register. To know more about GCASH, view the GCASH mobile tutorial video here.
9. Do I need to have my phone with me when processing GCASH buying goods?
No. You don't need to have your Globe or TM mobile phone with you when purchasing virtual credits. To start a transaction, you will only need the following information: mobile number of your GCASH registered Globe or TM mobile phone and GCASH PIN. Make sure you have enough GCASH in your wallet for a hassle-free transaction.
10. Is GCASH-Paymo safe to use?
Yes. The GCASH-Paymo service is safe to use as your wallet is GCASH PIN system. This means that even if someone gets a hold of your mobile phone or your mobile number, they still could not complete the transaction as they would need to input your GCASH PIN. In addition, the holder of the mobile phone used for the transaction will also instantly get an SMS notification upon a completion of the transaction. If fraud occurs, the owner will be immediately notified and she/he can call the GCASH customer service to hold his/her GCASH account.
11. Do I need to register or create a new password?
No. No registration to Paymo or creation of passwords are required. Just make sure that your Globe or TM mobile numbers is registered to GCASH.
12. Is there a toll-free number I can call if I encounter any other problems?
Yes. You can find Paymo toll-free numbers on our Contact Us page.

Zynga Games	Enigma	PlayFish
Farmville	Ninja Saga	Restaurant City
Café World		RPoker Rivals
Mafia Wars		Pet Society
Poker		Hotel City
Fishville		Gangster City
Petville		Crazy Planets
Vampire Wars		Country Story
Yoville
Challenge Sudoku

Globe G-Cash Click

GCASH Click! is a new payment facility that integrates online payment via SMS with a pick-up and delivery service. A first in the Philippines, GCASH CLICK aims to make online shopping safe, affordable and hassle-free! No need to leave your home as GCASH CLICK will pick-up and deliver purchased items for you through our accredited courier, Delbros, Inc., all while holding your funds temporarily and releasing the payment to your seller only until the merchandise has been delivered to you.

Simply activate your GCASH wallet under a Globe or TM phone and register to GCASH Click! so you can let your fingers do the shopping!


How does it work?

STEP 1 : Sign-in or Register

1. When ready to purchase an item from any Philippine online shopping site, log in to the GCASH Click site for payment.


2. Make sure that your Globe or TM mobile phone is registered to GCASH (here's the instruction on how to register your mobile number) and your GCASH wallet is funded for a hassle-free shopping experience.


3. If you are new to the site, register for free to GCASH Click and accept the Terms & Conditions for faster payment of your online purchases.


4. Log on to your GCASH Click account

STEP 2 : Buy or Sell

1. Fill up the BUYER's portion of the order form and click "submit"


2. Your SELLER will receive an SMS and email notification on you purchase offer. SELLER logs on to GCASH Click and completes the SELLER's portion of the order form and is submitted to you for confirmation.


3. You will receive an SMS and email notification requesting you to confirm all transaction details in the GCASH Click site.GCASH Click sends you an SMS to debit your payment from your GCASH wallet by replying with your MPIN.GCASH Click temporarily holds the payment to reduce potential risks and fraud. GCASH Click disburses the payment to the SELLER upon BUYER's inspection and acceptance of the item.


4. Delbros picks-up item from the SELLER and schedules delivery to your doorstep. Payment is released to your SELLER once you have received, inspected and accepted the item.

For More Information Visit:   G-Cash Click

How to Pay your Meralco Bills

Payment

Q. When am i supposed to pay my bill?

A. Your bill is supposed to be paid within 6 to 7 days before due date.

Q. Can I have my bill due date adjusted to coincide with payday (the 15th or 30th of the month)?

A. Your payment due date is determined by a system which takes into consideration the date of meter readings in your area, and you service contract. This ensures that the process of computing your bill is efficient with minimal delays and utmost accuracy. Your bill due date cannot be adjusted.

Q. What should I do if I receive a disconnection notice?

A. Visit your nearest MERALCO branch within 2 days after receiving the disconnection notice and settle your account to avoid disconnection.

Q. Where can I pay My Meralco Bill?

A. You can pay your electric bill via the following:

1. Automated Teller Machines (ATM)*
   
   
   
   1. BancNet
   
   
   2. Bank of the Philippine Islands
   
   
   3. Philippine National Bank
   
   
   4. United Coconut Planters Bank
   
   
   5. Union Bank of the Philippines


2. Phone Banking
   
   
   
   1. BancNet (selected members)
   
   
   2. Bank of the Philippine Islands
   
   
   3. China Banking Corporation
   
   
   4. Hongkong and Shanghai Banking Corporation
   
   
   5. Philippine National Bank
   
   
   6. United Coconut Planters Bank


3. Internet Banking
   
   
   
   1. BancNet (selected members)
   
   
   2. Banco de Oro
   
   
   3. Bank of the Philippine Islands
   
   
   4. China Banking Corporation
   
   
   5. Hongkong and Shanghai Banking Corporation
   
   
   6. Metrobank
   
   
   7. Philippine National Bank
   
   
   8. United Coconut Planters Bank
   
   
   9. Union Bank of the Philippines












1. Mobile Banking
   
   
   
   1. Globe G-Cash
   
   
   2. SMART Money


2. Over-the-counter payments
   
   
   
   1. Banks
      
      
      
      1. Banco de Oro Universal Bank
      
      
      2. Bank of the Philippine Islands
      
      
      3. China Banking Corporation
      
      
      4. East West Bank
      
      
      5. Planters Development Bank
      
      
      6. Rizal Commercial Banking Corporation
      
      
      7. Robinson's Savings Bank
      
      
      8. Union Bank of the Philippines
   
   
   2. Commercial Establishments
      
      
      
      1. Bayad Centers (Please click here to go to Bayad Center Website)

You can make over-the-counter payments in cash or in check. Over-the-counter payments are accepted at any of the following accredited banks and commercial establishments:

3. Auto Debit Arrangements (ADA)/ Credit Cards*
   
   
   
   1. Automatic Debit Arrangement (ADA)
      
      
      
      1. Allied Banking Corporation
      
      
      2. Banco de Oro Universal Bank
      
      
      3. Bank of the Philippine Islands
      
      
      4. Citibank
      
      
      5. Union Bank of the Philippines
      
      
      6. United Coconut Planters Bank
   
   Authorize your bank to debit the bill amount from your account on the due date and remit the payment to Meralco. Visit your bank of account to enroll in this option. Meralco bill payments are accepted thru the following accredited ADA Partners:
   
   2. Automatic Charging Arrangement (Credit Card)
      
      
      
      1. East West Credit Card
      
      
      2. American Express Credit Card
      
      
      3. BDO MasterCard
      
      
      4. BPI Credit Card
      
      
      5. Citibank Card
      
      
      6. Diner's Club Card
      
      
      7. Metrobank Card
      
      
      8. Security Bank Mastercard
      
      
      9. Standard Chartered Credit Card
      
      
      10. UnionBank Visa
   
   Charge your bill to your credit card (issued in the Philippines). Call your credit card hotline to enroll in this option. Meralco bill payments are accepted thru the following accredited Credit Card Institutions:

With Meralco Auto Paid, get rid of over-the-counter payment lines and worry lines with one easy enrollment.

Get your monthly electric bill auto debited from your bank account or auto charged to your credit card on time, every month, guaranteed no disconnection.* *As long as bank balance/credit limit can cover the bill.

About My Meralco Bill

Just because an item is in your Meralco Bill, doesn't necessarily mean it goes to Meralco.

The fact is, only approximately 20% of your total bill payment goes to Meralco. The rest covers pass-through charges which Meralco collects on behalf of power suppliers, the NGCP, the government and other entities involved in bringing electricity into your home.

This way, you only have one bill to pay. Meralco ensures that your payment gets to these groups, and power gets to you.

Important Information about Your Meralco Bill

Every Meralco customer receives a detailed bill on a regular basis; and while reading through all the information on your bill may seem like a daunting task, it is actually quite simple once you know what each section of the bill represents.

The following are important pieces of information found in every Meralco bill:



1. Account Name and Billing Address

Refers to the account holder and the address to which the bill is delivered

2.Customer Service Lines

For inquiries, please call our 24-hour service hotline or visit our website.

3. Branch/Collecting Office

The address and contact number of your branch/collecting office

4. Your Service Information

Your Service Identification Number (SIN): The most important piece of information when paying, inquiring on your service account or your bill, etc. For faster service, please have this available when transacting with the Call Center or your branch office.

Your Rate Classification: Identifies your type of service - Residential, General Service, Government Hospital/Metered Streetlight, Industrial, Non Industrial or Flat Streetlight. This determines how you are billed.

Contract Name and Service Address: Refers to the location of the electric service.

5. Your Billing Information

Bill Date: The date your bill was generated.

Billing Period: The period of electric consumption being billed.

Due Date: The date to settle your bill to avoid disconnection.

Total kWh: The amount of electricity you consumed during the billing period

Total Current Amount: The amount due for the current billing period.

6. Summary of Your Charges

A table that summarizes your charges for the current billing period. The breakdown of these items is at the back of the bill

7. Announcements

Watch this space for tips, news, and promos

8. Your Consumption History

A graph that shows your electric consumption in the last 13 months that is useful in monitoring your usage.

9. Bill Stub

A stub with payment-related information that is torn off when paying at any branch or collecting office,or at any third party agent.

More Information Visit:   www. meralco.com.ph

How To Pay Your MERALCO Bill using Globe G-Cash

Paying MERALCO bills using Globe G-Cash is very easy,very reliable and very fast. No need to wait in line. Here’s the step-by-step guide for those who are willing to learn:

1. Register for Globe G-Cash. Click here to know how.
2. From your mobile phone’s sms field, type BILLPAY (space) AMOUNT (space)YOUR-GCASH-PIN (space) MERALCO (space) MERALCO ATM/PHONE REFERENCE NUMBER





3. Send to 2882.
4. You will receive a text confirmation with details of your payment. Keep that message for future reference.